Roofone Float

Ready. Set. Home.

Pay 20% upfront and focus on other things that matter.

Maximize your buying power.
Minimize your stress.

Use our simple Float tools to help know how much you can afford. Pre-approval in less that 5 minutes.

Affordability Calculator: When searching for a home it helps to know how much you can afford. Use our easy to use affordability calculator.
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Float Calculator: Get an estimate of the monthly payments you’ll make based on your loan request.

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Buy with Float vs Renting: Calculate the potential benefits of buying a home as opposed to renting a home.

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Aimed at putting you under a roof

We know how stressful it is to get a home, so we are focused on making the process simple, transparent and smart.

Find out why over 100 people are waiting to Buy With Float

It's easier to own a home through installment

Adebanjo

I would really love to own a home,so seeing an opportunity flexible enough to let me pay monthly in order to own my dream home.

Edidiong

Paying that in monthly chunks would be less of a financial burden

Obafemi

Cause l need a home to call mine

Folakemi

Can’t find the answer you’re looking for? Reach out to our customer support team.

How much do you need to put down on a house?: Just a minimum of 20% Down Payment. How much you put most times depends on your goals and type of float request you require. Regardless of your float request, there are clear advantages for putting more money down: it can lower your monthly payment, etc.
How much mortgage can I afford?: To determine how much you can afford, you can use you our affordability calculator here to get an estimate. As a rule of thumb, it is advised that your debt to income ratio (which is all of your monthly debt payments divided by your gross monthly payment) should no more that 33%.
What is Roofone Float pre-qualification?: It’s an initial assessment by us that states how much Float you may qualify for. You simply provide information about your income, debts and assets. It can give you a good idea of how much you can afford to spend on your home, and can show sellers that you’re a serious and credible buyer.
How do I make monthly payments?: You can either make a monthly transfer or enable a direct debit for repayment. You can also discuss other payment options with our customer service here.